“Life is uncertain, death is”. We all live in a world of uncertainties and risks, and this happens right from the very first day we were conceived. For example, we risk being born abnormal, robbed or injured, contracting diseases, involve in accidents, facing career failures, being insolvent, etc. As a matter of fact, everything we do have risks associated with it. Risks and uncertainties are like twins, whenever we have uncertainties, we have risks and vice versa. This phenomenon is further compounded by our own ignorance, complacency and presumptions.
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